You can use Additional Pension Contributions (APCs) to buy extra pension for your retirement.
Before you apply
You can find out the cost of buying APCs for extra pension at the LGPS member website. The Buy extra pension calculator provides the payment options available and creates the application form required to buy APCs.
Before you apply to buy extra pension please read the terms and conditions.
Making an application
When you have completed the application form you should send it with a LGPS 11 - Certificate of reasonable good health – Purchase of extra pension form (PDF, 631.48KB) to us at: Avon Pension Fund, Bath & North East Somerset Council, Lewis House, Manvers Street, Bath, BA1 1JG
If your employer has agreed to meet some of the cost, they must send us their written agreement along with your application form. The agreement should detail the amount of pension you are buying and how much they will pay.
If you have more than one job you must specify which job the extra pension is to be credited to. If you want to pay APCs for each job, you will need to complete separate applications for each job.
Paying for your extra pension
If you are paying APCs from your salary your employer will start taking the payments from the next available pay period after the fund agrees your application. The fund has the right to refuse your application for regular payments if it thinks it is not practical. The minimum regular monthly contribution we accept is £10. Your employer will check that you earn enough to be able to make the payments you wish to pay.
If you are paying APCs by lump sum, you will need to complete the LGPS 11A - Lump sum payment option form (PDF, 629.11KB) and return it to us at: Avon Pension Fund, Bath & North East Somerset Council, Lewis House, Manvers Street, Bath, BA1 1JG
If there is delay in processing your application form which is caused by you, you will be asked to submit another application form if you pass a birthday, or your payment period exceeds the maximum.
The extra pension you buy is for your benefit only. No extra pension is paid to your dependents when you die.