You can choose to retire and take your pension at any time from age 55 to 75.

The LGPS is a defined benefit pension scheme and your pension is worked out using a set formula.

For every £1 of pension you exchange you will receive £12 tax free cash lump sum.

The 85-year rule and The Underpin could protect your pension from being reduced if you retire early.

Reduce your hours or move to a less senior position and take some or all of the pension benefits you have built up.

Find out if you are eligible to take all your pension as a one-off lump sum payment.

The Basic State Pension is based on the National Insurance contributions you pay, or given as credits, during your working life.

Pre-retirement courses are designed to help scheme members plan for a positive retirement.